Same Sex Marriage in New York As I am sure you have all heard that New York has become the most recent state to allow same sex marriage (which was long overdue). There may be some “old” concerns for “new” couples hoping to take advantage of the new law. Issues of pre nuptial and post […]
Read MoreI was just served with a foreclosure summons and complaint, what should I do? You should respond! The summons tells you that a foreclosure action has been filed and that you have twenty (20) or thirty (30) days to respond. The complaint tells you why the foreclosure action was brought. There are several different ways […]
Read MoreForensic Loan Audits Forensic Loan Audits A Forensic Loan Auditor, purportedly, reviews your mortgage loan documents to determine whether your mortgage lender violated any state or federal mortgage lending laws when they funded your loan. We always wondered if these outfits were really helping homeowners. We couldn’t quite figure out how just finding problems with the […]
Read MoreIn 2009, Governor Paterson signed foreclosure legislation aimed at protecting homeowners and tenants. Protection For Homeowners: NY foreclosure law now requires that a 90-day pre-foreclosure notice be sent to all homeowners facing foreclosure. This notice is sent prior to the start of the foreclosure action and allows additional time for many homeowners to work with […]
Read MoreI’m facing foreclosure, What can I do? Some of your options: 1. Do something: -Call your lender and try to arrange a Loan Modification, Refinance, short sale, or Deed-in-Lieu of foreclosure. -Loan Modification- A Loan Modification is a permanent/temporary change in one or more of the terms of your mortgage loan. Ideally, this will result […]
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