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Federal Government Files Charges Against 530 Mortgage Relief Scammers, Claiming Damages Over $1 Billion

Mortgage Relief Scammers The Federal Government appears to be increasing its efforts to protect homeowners from mortgage rescue scammers.  As we reported here, mortgage rescue scammers may attempt to take advantage of homeowners by fraudulent posing as government programs, accepting payments without providing services, or transferring title to the mortgaged premises, among other things.  The […]


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Mortgage Relief Organizations Sued by Federal Trade Commission

Federal Trade Commission vs. Mortgage Relief Companies Federal Trade Commission sues mortgage relief companies The Federal Trade Commission recently filed three separate lawsuits against mortgage relief companies – Prime Legal Plans/Reaching U Network, American Mortgage Consulting Group, and Expense Management America.  According to the FTC’s allegations, these companies were fraudulently selling mortgage relief services.  The […]


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Debt Collectors Charge A Borrower $2.95 in Interest, Lose Fair Debt Collection Case

Debt Collectors Pay Price A debt collector recently charged a borrower $2.95 in interest on a judgement, even though no post-judgement interest had been awarded.  A district court decided that this violated the Fair Debt Collection Practices Act, meaning that the debt collector had to pay the borrower $1,000.00, plus legal fees.  This might seem […]


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Free Foreclosure, Loan Modification and Bankruptcy Assistance

Free Foreclosure, Loan Modification and Bankruptcy Assistance The following article appeared in Today’s New York Newsday: Nassau County homeowners at risk of losing their homes can get free housing and legal advice on Monday, Oct. 1. The Nassau County Bar Association will hold its monthly foreclosure clinic from 3 to 6 p.m. at its headquarters […]


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Filing Error Prevents Bank From Collecting Debt

Filing Error Prevents Bank From Collecting Debt Recently, a trial court decided that Citibank could not recover a credit card debt, because its attorney forgot to attach an affidavit to a court filing.  The affidavit should have provided the amount of debt the defendant was alleged to have owed.  Without an affidavit stating the amount […]


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What You Can(‘t) Do With a Nonprofit

What You Can(‘t) Do With a Nonprofit A Senator was recently accused of stealing $30,000 from what’s being called a “sham nonprofit.” Apparently, the nonprofit received money for a “parent workshop.”  The senator allegedly took the money herself, and lied about educating community members.  If these allegations are true, it’s pretty obvious that this behavior […]


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CitiMortgage Workshop on Long Island

CitiMortgage Workshop on Long Island From Citibridgetrack.com: CitiMortgage invites you to meet in person to review your homeowner assistance options at the Citi® Road to Recovery event. Meet one-on-one to discuss possible mortgage solutions available for your specific situation. Tuesday, July 31, 2012 12:00 PM – 7:00 PM Islandia Marriott Long Island 3635 Express Drive […]


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Foreclosures and Loan Modifications Up

Foreclosures are Increasing Foreclosures are increasing. According to several recent news articles and reports,  it appears that foreclosure actions are once again on the rise. Fortunately, we have noticed much of an increase in foreclosure actions being brought.  At any rate, this is still troubling news. Loan Modifications are up. At least in our office, […]


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Facing foreclosure, should I consider bankruptcy?

Yes. Why? Because the longer you wait to file bankruptcy, the more difficult it may be to save your home. But the bank might modify my mortgage. Sure, but what if the bank doesn’t modify your mortgage. While you wait for a potential loan modification – your mortgage arrears and the interest are piling up. […]


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Q & A: How Can I Use My Ch. 7 Bankruptcy to Avoid Foreclosure?

Bank won’t modify my mortgage, how can I use the chapter 7 bankruptcy I just filed to avoid foreclosure? The following are “some” of the things you can do to avoid foreclosure if you just filed a chapter 7 bankruptcy: “Maybe” filing a “chapter 20” bankruptcy, which is a chapter 7 followed by a chapter 13, will help you. […]


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