Long Island DWI Crash
A motor vehicle accident in Kings Park seriously injured a passenger and resulted in a DWI charge for the driver. The passenger was taken to the hospital by helicopter. The driver’s arraignment will take place in Central Islip’s First District Court today. DWI’s remain a very serious problem on Long Island.
The passenger injured in the accident will be permitted to file a No Fault insurance claim through the insurance of the vehicle he was riding inside. This passenger may also be able to recover compensation for his injuries in a personal injury lawsuit. Compensation for such an accident will require litigation. In motor vehicle accident cases, it is also necessary to explore umbrella insurance coverage because often times the policy limits for the vehicle are insufficient to make the victim whole again. Asset searches should be explored in the event that all insurance coverage options are lacking. Although the well being of the victim is always the primary concern, it is important to know your rights if you are unfortunate enough to be the victim of a DWI or DUI related accident.
To get a fuller perspective, this story is available on Newsday.com authored by Lisa Irizarry, and News 12 Long Island. The epidemic of DWI and DUI incidents on Long Island does not seem to be subsiding and injuries and fatalities are still a concern. Personal injury and wrongful death actions are regularly commenced in Nassau and Suffolk County Courts because Long Island roads are still filled with drivers who have had too much to drink before getting behind the wheel. Hopefully, this will change in the near future; but for now, knowing your rights are the best we can settle for.
DWI Attorney in Long Island
If you are arrested for a DWI or injured in a DWI related crash, please call the Law Firm of Vaughn, Weber & Prakope, PLLC at 516-858-2620 to speak to an attorney who can help you today!
I already modified my mortgage, but because of new circumstances I am late again. Must I Short Sale my home now?
You may be able to get another loan modification based on your “new circumstances.” The HAMP guidelines were recently changed to address this situation. Homeowners who have defaulted on a trial or permanent HAMP loan modification are now eligible for a new HAMP loan modification. Additionally, the bank can always offer you an in-house loan modification if they want to. You may have several other options you can explore before doing a short sale. One of your options may be a chapter 13 bankruptcy. We have developed several strategies to assist distressed homeowners. A Short Sale is never the first option! It may be a good idea to consult with an attorney before making a final decision.
Foreclosure Defense Attorneys
Call the Law Firm of Vaughn, Weber & Prakope, PLLC at (516) 858-2620 to discuss your options.
The Obama Administration, The U.S. Department of The Treasury, and the U.S. Department of Housing & Urban Development recently announced important enhancements to the Home Affordable Modification Program (HAMP). The program is being expanded and made available to:
• Homeowners who do not meet the 31 percent debt-to-income (DTI) requirement for a traditional HAMP modification;
• Homeowners who currently have tenants and those who do not currently occupy their home, but intend to rent the property;
• Homeowners who didn’t successfully complete a HAMP trial period or;
• Homeowners who fell out of a permanent HAMP modification due to missed payments.
This is great News! This should help many struggling homeowners. However, it appears, the expanded HAMP changes will not be available until May 2012. Therefore, homeowners facing imminent foreclosure should seek legal counsel immediately if they are interested in a loan modification under the expanded Home Affordable Modification Program (HAMP). You may be able to take steps to stop the foreclosure long enough for you to apply for a loan modification and save your home!
If you are currently in foreclosure or in danger of falling into foreclosure, and you have any questions, please call the Law Firm of Vaughn, Weber & Prakope, PLLC at (516) 858-2620 to speak with a Foreclosure Defense Attorney!
This, and additional information can be found at www.makinghomeaffordable.gov.